Key takeaways
A SAT score of 1040 is considered average, but it can still open doors to many colleges, especially if complemented by a strong GPA and application. Understanding where this score stands in relation to college admissions can help students make informed decisions about their academic future.
- The national average SAT score is around 1050-1080, placing a 1040 slightly below average and around the 48th-50th percentile.
- A 1040 is acceptable for many regional public universities and community colleges, particularly when paired with a strong GPA and personal statement.
- Colleges like Texas A&M University–Kingsville and Southern Illinois University accept students with a typical SAT range that includes 1040.
- Retaking the SAT may be beneficial if targeting colleges with higher average scores, especially if prior test conditions were unfavorable.
Contents
Scoring a 1040 on the SAT might feel average—and that’s because it is. But “average” doesn’t mean “bad.” A 1040 is more than enough to get into a decent college and build a successful academic future. It all comes down to where you apply and how you shape the rest of your application.
What Does a 1040 SAT Score Mean?
The national average SAT score is around 1050-1080. That means a 1040 is:
- Just slightly below the average range
- Equivalent to around the 48th-50th percentile
- Better than roughly half of test takers nationwide
Is 1040 a Good Score for College Admissions?
A 1040 likely won’t get you into top-tier or highly selective colleges, but it’s perfectly acceptable for many regional public universities, community colleges, and test-optional schools.
Whether it’s a “good” score depends on context:
- A 1040 paired with a 3.6 GPA and strong coursework looks different than a 1040 with weak grades
- It may be more than enough for students with compelling personal statements or unique experiences
What Colleges Accept a 1040 SAT Score
Here are several schools where a 1040 SAT score puts you within the typical accepted range:
| College | SAT Range | Notes |
| Texas A&M University–Kingsville | 960-1120 | 1040 is right in the middle |
| Southern Illinois University | 980-1170 | Competitive with strong GPA |
| University of Arkansas–Monticello | 950-1110 | 1040 is a solid score |
| University of Maine at Augusta | Test-optional | Prioritizes GPA and coursework |
| Wichita State University | 990-1180 | 1040 is an average admit |
How Competitive a 1040 Is at Public and Private Schools?
Here’s how a 1040 stacks up across different types of schools:
| Institution Type | Is 1040 Competitive? | Sample Colleges & Score Ranges | Notes |
| Public (Regional) | Yes | Georgia Southern (1030-1170), Texas State (1010-1180) | These schools often prioritize GPA, coursework, and extracurriculars |
| Public (Flagship) | Borderline | University of Oregon (1110-1320), University of Idaho (990-1200) | Strong GPA and personal statement can balance a lower SAT |
| Private (Mid-tier) | Yes | Piedmont University (990-1200), Clark Atlanta University (970-1130) | Holistic review makes 1040 a workable score |
| Private (Selective) | No | Fordham, BU, USC (avg. SAT 1300+) | You’ll be far below average admitted scores |
Should You Retake the SAT If You Got a 1040?
You don’t have to, but here’s when it might make sense:
- If your target colleges have SAT averages above 1150
- If you didn’t prep the first time
- If you had test-day issues (stress, illness, poor timing)
- If you’re aiming for merit-based aid tied to test scores
“Retake SAT, and use Khan Academy to help you study. Focus extra on the section you struggled with. My SAT score jumped almost 200 pts between junior year and August of senior year”
— u/lolwhatistodayagain, Reddit
How to Improve a 1040 SAT Score?
Legacy Online School helps students build the confidence and skills they need to succeed on the SAT® and ACT®. All lessons are delivered live online, with real-time support and feedback from qualified instructors who are fully invested in your progress. If you’re serious about improving your score, we’re here to guide you every step of the way.
Here’s what works:
- Take official Bluebook practice tests
- Use Khan Academy’s SAT platform linked to your College Board account
- Study consistently (20-30 minutes a day is enough)
- Don’t just review right answers—review your mistakes
How Does a 1040 Score Affect Your College List?
You’ll want to be strategic. With a 1040, consider:
- Match schools like regional public universities or test-optional private colleges
- Safety schools where admission is almost guaranteed
- One or two reach schools, especially if they offer holistic review or strong transfer pathways
Can You Get Scholarships with a 1040 SAT Score?
Yes. Here’s a breakdown of scholarship opportunities available for students with a 1040 SAT score:
| Name | Institution | GPA | Award Details |
| BG Success Scholarship | Bowling Green State University | 3.0 GPA and 1040 SAT | Out-of-state students receive financial support |
| Bethany Grant | Bethany Lutheran College | 2.8 GPA and 1040 SAT | Merit-based scholarship for qualifying students |
| RVDA College Scholarship | RV Dealers Association | 2.8 GPA and 1040 SAT | Scholarship for students pursuing education related to the RV industry |
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Top Tips from Our Expert
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Ana Lucía Torres, Senior Learning Advisor
Sources: College Board, Reddit
